Your Legal Options
Often, a construction accident will fall under workers’ compensation rules. All employers are required to carry workers’ compensation insurance, and if you ask, your employer must let you fill out workers’ comp forms. As long as the injury occurred as part of your duties, you can get a settlement regardless of who is at fault.
However, at times, a construction accident is caused by someone besides your employer, such as another contractor or a company that made defective equipment. If so, you can file what is known as a “third-party” litigation, which often gets injury sufferers much more of the money they need than does workers’ compensation.